CRE9010,

You're absolutely right. It's definitely best for an investor to go with their interests and experience when it comes to investment vehicles.

It's tough to deal with the fickle and mathematical ups and downs of say, the futures market, if you have a connoisseur's appreciation of fine art and collectibles.

But investors should also be open to educating themselves about new investment classes, in which they might be equally or even more engaged, because diversification is also important in the long-term health of a portfolio.

Investing in anything that you don't really understand is generally a bad idea. Even if you trust the adviser making the recommendation. Investors should require a complete and full explanation and basic education if their adviser introduces a new investment that they don't feel completely comfortable with.

Ed
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