Contrary to popular belief, the vast majority of very-high net worth individuals derived their wealth not from inheritance but from compensation and investment gains.
 

Research shows inheritance accounts for only 2% of the wealth of households that have a net worth of at least $5 million. Those households are far more likely to have accumulated wealth via compensation (39%) and investment gains (34%).

A privately held business (8%) and employer equity participation (6%) also are more common sources of wealth than inheritance.

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