Finance Bloggers Share Their New Year's Resolutions

It's Wednesday, Jan. 4, 2012. Do you know where your New Year's resolutions are?

All too often the promises we make to ourselves so earnestly in December have already fallen by the wayside before the first week of January is out.

The current uncertain economic climate would seem to be all the motivation one needs to set manageable personal finance goals to ensure a financially rewarding year, whether it's paying down debt, being more responsible with credit cards, or even just learning more about investing,

Need a little push to get started? Starting to waver in the face of post-holiday sales come-ons? Millionaire Corner reached out to financial bloggers to ask them their personal finance resolutions. Here is what some had to say:

Amanda Abella, Grad Meets World

"From a money management standpoint I would say my resolution is to really learn the difference between something I want and something I actually need. I still have a pesky spending habit that gets the best of me, but I would like  to curb it even further than I already have. 

J.D. Roth, Get Rich Slowly

"It sounds so mundane and modest, I know, but my financial goal for the coming year is to make and keep a budget. Seriously. I've never been much of a budgeter -- I haven't needed one -- but because of some big changes in my life, my income will be decreasing while my expenses will be rising in 2012. I'm in no danger of deficit spending, but money's going to feel tighter than it has in several years. As a result, I'd like to develop a budget so that I can give each dollar a job. I want to tell my money what to do."

Tina Pennington, co-author of What I Learned About Life When My Husband Got Fired!

“My sister Mandy and I realize that resolutions are frequently made and then often times forgotten.  But learning something new is a resolution that can provide benefits for years, so our resolution is to try to reach as many people (both students and adults) with the very simple message that personal finance need not be intimidating nor something that requires an M.B.A.  And that by embracing what I call “duh” moments, such as “thinking before spending”, you can begin to make significant changes that will enable you to take control of your life, rather than have your life controlling you.”  

Marie, FamilyMoneyValues.com

"In 2012 I'm setting goals to increase revenues from Family Money Values and reinvest back into the site as well as obtain or build additional web properties. On the personal side, I think the time is ripe to dive into some sort of real estate investment. My goal with this is to diversify beyond stocks, bonds and cash in hopes of having an asset class that zigs when the market zags.  However, this investment may not be an actual property, it might be in a REIT, farmland, tax lien certificate or other real estate."

What are your personal finance goals and resolutions for 2012? Share them with us!